:root{--ink:#10243e;--blue:#1677ff;--blue-dark:#0c5fd0;--blue-soft:#eaf3ff;--canvas:#f7f9fc;--surface:#fff;--text:#172033;--muted:#64758b;--line:#dfe6ef;--teal:#16a6a1;--shadow:0 12px 36px #10243e12;--radius:16px;--max:1200px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--canvas);color:var(--text);font:16px/1.6 Inter,Manrope,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif}a{color:inherit;text-decoration:none}a:hover{color:var(--blue-dark)}a:focus-visible,button:focus-visible{outline:3px solid #075dcc;outline-offset:3px;border-radius:5px}a,button{-webkit-tap-highlight-color:transparent}img{max-width:100%}.shell{width:min(var(--max),calc(100% - 48px));margin:0 auto}.skip-link{position:absolute;left:12px;top:-80px;padding:12px;background:#fff;color:var(--ink);z-index:99;border-radius:8px}.skip-link:focus{top:12px}.site-header{height:76px;background:#fff;border-bottom:1px solid #e8edf4;position:-webkit-sticky;position:sticky;top:0;z-index:20}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:inline-flex;align-items:center;gap:9px;font-size:21px;font-weight:820;letter-spacing:-.045em;white-space:nowrap}.brand,.brand:hover{color:var(--ink)}.brand-mark{width:31px;height:31px;border-radius:10px;background:var(--blue);display:inline-grid;place-items:center;color:#fff;font-size:19px;box-shadow:0 4px 12px #1677ff40}.main-nav{display:flex;align-items:center;gap:clamp(10px,1.4vw,20px);font-size:12px;font-weight:680;color:#3e5066;white-space:nowrap}.mobile-menu{display:none}.menu-toggle{border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:10px;padding:8px 10px;display:flex;gap:8px;align-items:center;font-size:12px;font-weight:720}.menu-lines{font-size:16px;line-height:1}.mobile-links{position:absolute;top:calc(100% + 1px);left:0;right:0;max-height:calc(100dvh - 66px);overflow-y:auto;overscroll-behavior:contain;background:#fff;padding:12px max(14px,calc((100% - var(--max))/2));display:grid;box-shadow:0 12px 22px #10243e1c;border-bottom:1px solid var(--line)}.mobile-links>a{padding:11px 5px;border-bottom:1px solid #edf1f5;color:#34475f;font-size:13px;font-weight:650}.mobile-links .mobile-case-link{color:#0c5fd0}.button{min-height:48px;padding:0 18px;border:0;border-radius:11px;display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--blue);color:#fff;font-weight:730;box-shadow:0 5px 14px #1677ff2b;transition:background .18s,transform .18s}.button:hover{background:var(--blue-dark);color:#fff;transform:translateY(-1px)}.button-small{min-height:42px;padding:0 14px;font-size:12px}.button-wide{width:100%}.home-hero{padding:36px 0 62px;background:radial-gradient(ellipse at 69% 6%,#e4f2ff 0,#eff7ff 31%,var(--canvas) 69%)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;grid-gap:54px;gap:54px;align-items:center}.eyebrow{margin:0 0 11px;color:#315e92;text-transform:uppercase;letter-spacing:.09em;font-size:11px;font-weight:820}.guide-heading h1,.home-hero h1{font-size:clamp(40px,5vw,58px);line-height:1.04;letter-spacing:-.055em;color:var(--ink);margin:0}.home-lead{font-size:17px;color:#4e6077;max-width:590px;margin:17px 0 22px}.trust-row{display:flex;flex-wrap:wrap;gap:10px 17px;margin:0 0 24px;color:#52657d;font-size:12px;font-weight:650}.trust-row span{display:inline-flex;align-items:center;gap:7px}.trust-dot{display:grid;place-items:center;width:18px;height:18px;border-radius:50%;background:#e2f6ef;color:#16865b;font-weight:900}.home-image{position:relative;min-height:440px;margin:0;border-radius:22px;overflow:hidden;box-shadow:0 20px 54px #12395c29;background:#dce8f1}.home-image img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:60% center}.image-caption{position:absolute;left:18px;bottom:18px;padding:8px 12px;border-radius:9px;background:#10243ecb;color:#fff;font-size:11px;font-weight:650}.problem-section{padding:55px 0 67px}.section-head{margin:0 0 25px;max-width:740px}.section-head h2{font-size:clamp(28px,3.4vw,38px);line-height:1.12;letter-spacing:-.04em;color:var(--ink);margin:0 0 9px}.section-head p{margin:0;color:var(--muted)}.problem-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:12px;gap:12px}.problem-card{display:flex;flex-direction:column;align-items:flex-start;min-height:174px;padding:18px;border:1px solid #e3eaf2;border-radius:15px;background:#fff;box-shadow:0 4px 16px #10243e08;transition:transform .18s,border-color .18s,box-shadow .18s}.problem-card:focus-visible,.problem-card:hover{transform:translateY(-3px);border-color:#a9ccf8;box-shadow:0 12px 26px #1677ff14;outline:none}.problem-icon{width:38px;height:38px;border-radius:12px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-size:19px;font-weight:800}.problem-card strong{color:var(--ink);font-size:15px;margin:14px 0 4px}.problem-card span:last-child{color:#697b91;font-size:12px;line-height:1.45}.law-note{padding:23px 25px;margin:0 0 64px;border:1px solid #cbdcf0;border-radius:15px;background:#f0f7ff;display:grid;grid-template-columns:auto 1fr;grid-gap:15px;gap:15px;align-items:start}.law-note-icon{width:34px;height:34px;border-radius:50%;background:#dcecff;color:#2769ac;display:grid;place-items:center;font-weight:850}.law-note h2{margin:0 0 5px;font-size:16px;color:var(--ink)}.law-note p{margin:0;color:#536780;font-size:13px}.law-note a{font-weight:720;color:#155ead;text-decoration:underline;text-underline-offset:3px}.section-split{padding:0 0 70px;display:grid;grid-template-columns:1fr 1fr;grid-gap:34px;gap:34px;align-items:start}.steps-list{display:grid;grid-gap:14px;gap:14px}.step-item{display:grid;grid-template-columns:36px 1fr;grid-gap:13px;gap:13px;align-items:start}.step-number{width:34px;height:34px;border-radius:11px;background:#e8f3ff;color:#1265ce;display:grid;place-items:center;font-weight:850}.step-item h3{font-size:15px;color:var(--ink);margin:1px 0 3px}.step-item p{margin:0;color:var(--muted);font-size:13px}.privacy-card{padding:25px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}.privacy-card h2{font-size:22px;line-height:1.2;color:var(--ink);margin:0 0 9px}.privacy-card p{font-size:14px;color:var(--muted);margin:0 0 16px}.privacy-card a{font-weight:720;color:var(--blue-dark)}.guides-section{padding:60px 0 75px;background:#fff;border-top:1px solid #edf1f6}.guide-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px}.guide-card{padding:22px;border:1px solid var(--line);border-radius:15px;background:#fff;transition:border-color .16s,transform .16s}.guide-card:hover{border-color:#a9ccf8;transform:translateY(-2px)}.guide-card .card-kicker{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#5e7898;font-weight:820}.guide-card h3{color:var(--ink);font-size:18px;line-height:1.22;margin:9px 0 7px}.guide-card p{font-size:13px;color:var(--muted);margin:0 0 14px}.text-link{color:#155ead;font-weight:760;font-size:13px}.source-note{margin:0 0 64px;padding:25px 28px;background:var(--ink);color:#fff;border-radius:17px;display:flex;justify-content:space-between;align-items:center;gap:20px}.source-note h2{font-size:19px;margin:0 0 4px}.source-note p{margin:0;color:#d5e2f1;font-size:13px}.source-note a{color:#fff;font-weight:760;text-decoration:underline;text-underline-offset:4px;white-space:nowrap}.guide-main{padding:27px 0 76px}.breadcrumbs{display:flex;align-items:center;gap:10px;font-size:12px;color:#77879b;margin-bottom:22px}.breadcrumbs a{color:#315e92;font-weight:680}.guide-hero{display:grid;grid-template-columns:1fr .91fr;grid-gap:50px;gap:50px;align-items:center;padding:4px 0 33px}.guide-heading h1{font-size:clamp(38px,4.4vw,54px)}.guide-dek{font-size:17px;color:#4e6077;line-height:1.62;margin:18px 0 17px;max-width:690px}.meta-row{display:flex;gap:18px;flex-wrap:wrap;color:#718096;font-size:11px;margin:0 0 19px}.guide-image{position:relative;min-height:325px;margin:0;border-radius:19px;overflow:hidden;box-shadow:0 15px 42px #12395c1d;background:#dce8f1}.guide-image img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.guide-image figcaption{position:absolute;bottom:0;left:0;right:0;padding:35px 15px 14px;background:linear-gradient(180deg,transparent,#0c1c32bd);color:#fff;font-size:12px;font-weight:650}.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;grid-gap:44px;gap:44px;align-items:start;border-top:1px solid var(--line);padding-top:31px}.guide-article{min-width:0}.key-points{padding:23px 25px 19px;margin:0 0 35px;border:1px solid #d7e5f5;background:#f0f7ff;border-radius:15px}.key-points h2,.source-box h2{margin:0 0 13px;color:var(--ink);font-size:20px;letter-spacing:-.02em}.key-points ul{list-style:none;padding:0;margin:0;display:grid;grid-gap:9px;gap:9px}.key-points li{display:flex;align-items:flex-start;gap:10px;color:#394d65;font-size:13px}.check{display:grid;place-items:center;flex:0 0 18px;height:18px;border-radius:50%;background:#dff4ea;color:#16865b;font-size:12px;font-weight:900;margin-top:2px}.content-section{margin:0 0 31px;max-width:770px}.content-section h2{color:var(--ink);font-size:23px;line-height:1.22;letter-spacing:-.03em;margin:0 0 11px}.content-section p{color:#40546c;font-size:15px;line-height:1.76;margin:0 0 12px}.source-box{padding:24px;margin:42px 0 0;border:1px solid #dce5ef;border-radius:15px;background:#fff}.source-box .eyebrow{margin-bottom:6px}.source-box>p:not(.eyebrow){color:#5b6d83;font-size:13px;margin:0 0 13px}.source-box ul{padding:0;list-style:none;margin:0;display:grid;grid-gap:12px;gap:12px}.source-box li{display:grid;grid-gap:2px;gap:2px}.source-box li a{font-weight:750;color:#145fae;font-size:13px}.source-box li span{font-size:11px;color:#728198}.source-box .source-date{padding-top:13px;margin-top:13px;border-top:1px solid #edf1f5;font-size:11px}.guide-aside{position:-webkit-sticky;position:sticky;top:100px;display:grid;grid-gap:13px;gap:13px}.aside-card{padding:21px;border:1px solid var(--line);border-radius:15px;background:#fff;box-shadow:0 5px 18px #10243e08}.aside-kicker{color:#315e92;text-transform:uppercase;letter-spacing:.08em;font-size:10px;font-weight:850}.aside-card h2{font-size:18px;line-height:1.25;color:var(--ink);margin:8px 0}.aside-card p{font-size:12px;color:var(--muted);margin:0 0 15px}.aside-card small{display:block;color:#7b899a;font-size:10px;line-height:1.45;margin:9px 0 0}.related-card h2{margin:0 0 9px}.related-link{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid #edf1f5;font-size:12px;font-weight:700;color:#344c68}.aside-note{padding:15px 17px;background:#f5f7fa;border-radius:13px;color:#53657b}.aside-note strong{font-size:11px;color:var(--ink)}.aside-note p{font-size:11px;margin:4px 0 0;line-height:1.5}.site-footer{background:#10243e;color:#fff;padding:44px 0 0}.footer-main{display:grid;grid-template-columns:.8fr 1.2fr;grid-gap:50px;gap:50px;padding-bottom:32px}.brand-light,.brand-light:hover{color:#fff}.footer-brand>p{max-width:350px;color:#c4d1e0;font-size:12px;margin:12px 0}.footer-brand .footer-disclaimer{font-size:10px;line-height:1.55;color:#9fb0c3}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:22px;gap:22px}.footer-links div{display:grid;align-content:start;grid-gap:9px;gap:9px}.footer-links strong{font-size:11px;color:#fff;margin-bottom:3px}.footer-links a{font-size:11px;color:#c3d0df}.footer-links a:hover{color:#fff}.footer-bottom{padding:14px 0 17px;border-top:1px solid #ffffff22;display:flex;justify-content:space-between;gap:15px;color:#aebed0;font-size:10px}.footer-bottom a{color:#d5e0ec}.design-system{padding:50px 0;min-height:60vh}.design-system h1{color:var(--ink)}.design-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:12px;gap:12px}.design-swatch{border:1px solid var(--line);padding:18px;background:#fff;border-radius:12px}.design-swatch span{display:block;width:100%;height:44px;border-radius:8px;margin-bottom:12px}@media(max-width:1050px){.main-nav{gap:12px;font-size:12px}.hero-grid{gap:30px}.home-image{min-height:390px}.problem-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-hero{gap:30px}.guide-layout{grid-template-columns:minmax(0,1fr) 270px;gap:28px}}@media(max-width:800px){.shell{width:min(100% - 34px,var(--max))}.site-header{height:66px}.main-nav{display:none}.mobile-menu{display:block}.header-inner>.button-small{display:none}.home-hero{padding:25px 0 35px}.hero-grid{grid-template-columns:1fr;gap:23px}.home-hero h1{font-size:clamp(38px,7.5vw,52px)}.home-lead{font-size:16px;margin:13px 0 16px}.home-image{min-height:320px;height:52vw;max-height:420px}.problem-section{padding:39px 0 48px}.problem-grid{gap:9px}.problem-card{min-height:153px;padding:15px}.law-note{margin-bottom:45px}.section-split{grid-template-columns:1fr;gap:23px;padding-bottom:49px}.guides-section{padding:43px 0 48px}.guide-card-grid{grid-template-columns:1fr 1fr}.source-note{margin-bottom:44px}.guide-hero{grid-template-columns:1fr;gap:21px}.guide-heading h1{font-size:clamp(36px,7vw,48px)}.guide-image{min-height:300px;height:49vw;max-height:430px}.guide-layout{grid-template-columns:1fr;gap:24px}.guide-aside{position:static;grid-template-columns:1fr 1fr}.aside-note{grid-column:1/-1}.footer-main{grid-template-columns:1fr;gap:23px}}@media(max-width:520px){.shell{width:calc(100% - 28px)}.brand{font-size:19px}.brand-mark{width:29px;height:29px}.button-small{min-height:39px;padding:0 11px;font-size:11px}.home-hero{padding:20px 0 28px}.home-hero h1{font-size:36px}.eyebrow{font-size:10px}.home-lead{font-size:14px;line-height:1.55}.trust-row{font-size:10px;gap:7px 12px;margin-bottom:17px}.home-image{height:67vw;min-height:245px;max-height:330px;border-radius:16px}.image-caption{left:11px;bottom:11px;font-size:10px}.problem-section{padding:33px 0 39px}.section-head h2{font-size:26px}.section-head p{font-size:13px}.problem-grid{grid-template-columns:1fr}.problem-card{min-height:77px;display:grid;grid-template-columns:40px 1fr;grid-template-rows:auto auto;grid-column-gap:12px;column-gap:12px;padding:11px 13px}.problem-icon{grid-row:1/3;width:38px;height:38px}.problem-card strong{margin:0 0 2px;align-self:end;font-size:13px}.problem-card span:last-child{align-self:start;font-size:11px}.law-note{padding:17px;margin-bottom:37px;gap:11px}.law-note-icon{width:29px;height:29px}.law-note h2{font-size:14px}.law-note p{font-size:11px}.step-item p{font-size:12px}.privacy-card{padding:19px}.privacy-card h2{font-size:19px}.guides-section{padding:37px 0}.guide-card-grid{grid-template-columns:1fr}.guide-card{padding:18px}.source-note{padding:20px;align-items:flex-start;flex-direction:column;margin-bottom:34px}.source-note h2{font-size:17px}.source-note p{font-size:12px}.guide-main{padding:18px 0 52px}.breadcrumbs{font-size:10px;margin-bottom:17px}.guide-heading h1{font-size:34px}.guide-dek{font-size:14px;line-height:1.55;margin:12px 0}.meta-row{gap:10px;font-size:10px}.guide-image{min-height:235px;height:64vw;border-radius:15px}.guide-layout{padding-top:23px;gap:18px}.key-points{padding:18px;margin-bottom:26px}.key-points h2,.source-box h2{font-size:18px}.key-points li{font-size:12px}.content-section h2{font-size:20px}.content-section p{font-size:13px;line-height:1.7}.source-box{padding:18px;margin-top:30px}.guide-aside{grid-template-columns:1fr}.aside-note{grid-column:auto}.footer-main{gap:18px}.footer-links{grid-template-columns:1fr 1fr;gap:18px 12px}.footer-links div:last-child{grid-column:1/-1}.footer-bottom{font-size:9px;flex-wrap:wrap}.design-grid{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*,:after,:before{scroll-behavior:auto!important;transition:none!important}}.vc-home{overflow:hidden;background:var(--canvas)}.vc-hero{padding:27px 0 34px;background:linear-gradient(108deg,#eaf3ff,#f2f7fc 54%,#e9f3fc)}.vc-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(330px,.85fr);grid-gap:24px;gap:24px;align-items:stretch}.vc-hero-copy{min-width:0;padding:7px 0 0}.vc-hero-copy h1{font-size:clamp(39px,4.15vw,52px);line-height:1.02;letter-spacing:-.052em;color:var(--ink);margin:0;max-width:620px}.vc-hero-lead{max-width:630px;margin:12px 0 13px;color:#40546c;font-size:16px;line-height:1.52}.vc-trust-points{display:flex;flex-wrap:wrap;gap:7px 15px;margin:0 0 15px;color:#425773;font-size:11px;font-weight:650}.vc-trust-points span{display:inline-flex;align-items:center;gap:6px}.vc-trust-points .trust-dot{width:16px;height:16px;font-size:10px}.vc-problem-prompt{font-size:15px;color:var(--ink);margin:0 0 8px}.vc-problem-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:8px;gap:8px}.vc-problem-card{min-width:0;min-height:68px;display:flex;align-items:center;gap:9px;padding:9px;border:1px solid #e1e8f0;border-radius:11px;background:#fffffff2;box-shadow:0 2px 7px #10243e08;transition:transform .16s,border-color .16s,box-shadow .16s}.vc-problem-card:hover{transform:translateY(-2px);border-color:#a9cbf5;box-shadow:0 7px 16px #10243e10;color:var(--ink)}.vc-problem-icon{width:35px;height:35px;flex:0 0 35px;border-radius:10px;display:grid;place-items:center;font-size:20px;font-weight:800;background:#eaf3ff;color:#1677ff}.vc-problem-card[data-tone=coral] .vc-problem-icon{background:#fff0ed;color:#e56d5b}.vc-problem-card[data-tone=amber] .vc-problem-icon{background:#fff6e5;color:#dd9411}.vc-problem-card[data-tone=rose] .vc-problem-icon{background:#fff0f4;color:#d84473}.vc-problem-card[data-tone=violet] .vc-problem-icon{background:#f4edff;color:#7654d6}.vc-problem-card[data-tone=green] .vc-problem-icon{background:#e9fbf6;color:#159a78}.vc-problem-card[data-tone=slate] .vc-problem-icon{background:#edf3fa;color:#54708d}.vc-problem-copy{display:grid;grid-gap:3px;gap:3px;min-width:0}.vc-problem-copy strong{font-size:11px;line-height:1.22;color:var(--ink)}.vc-problem-copy small{font-size:9px;line-height:1.27;color:#708096}.vc-hero-media{position:relative;align-self:stretch;min-height:456px;margin:0;border-radius:17px;overflow:hidden;isolation:isolate;background:#dce8f1;box-shadow:0 12px 30px #12395c1c}.vc-hero-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% center}.vc-hero-media:after{content:"";position:absolute;inset:52% 0 0;background:linear-gradient(180deg,transparent,#10243e99);pointer-events:none}.vc-hero-trust-card{position:absolute;z-index:1;right:13px;top:13px;width:min(190px,58%);padding:12px 13px;border:1px solid #ffffff;border-radius:12px;background:#ffffffed;box-shadow:0 8px 20px #10243e16}.vc-hero-trust-card>span{display:block;margin-bottom:6px;color:#526882;font-size:9px;font-weight:850;letter-spacing:.08em}.vc-hero-trust-card p{display:flex;align-items:center;gap:7px;margin:5px 0;color:#34475f;font-size:10px;line-height:1.25}.vc-hero-trust-card i{width:16px;height:16px;display:grid;place-items:center;border-radius:50%;background:#e3f6ef;color:#14815a;font-size:9px;font-style:normal;font-weight:900}.vc-hero-media figcaption{position:absolute;z-index:1;bottom:14px;left:15px;right:15px;color:#fff;text-shadow:0 1px 7px #10243e;font-size:11px;font-weight:700}.vc-how{padding:30px 0 28px;background:#fff}.vc-section-title{text-align:center;max-width:720px;margin:0 auto 20px}.vc-section-title .eyebrow{margin-bottom:4px}.vc-section-title h2{margin:0;color:var(--ink);font-size:27px;line-height:1.16;letter-spacing:-.035em}.vc-section-title>p:last-child:not(.eyebrow){margin:7px 0 0;color:#62738a;font-size:13px}.vc-section-title-left{text-align:left;margin:0 0 16px}.vc-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:17px;gap:17px;margin:0;padding:0;list-style:none}.vc-steps li{display:flex;align-items:flex-start;gap:10px;min-width:0}.vc-steps li>span{width:31px;height:31px;flex:0 0 31px;border-radius:50%;display:grid;place-items:center;color:#fff;background:#526780;font-size:12px;font-weight:780}.vc-steps h3{margin:1px 0 3px;color:var(--ink);font-size:12px;line-height:1.3}.vc-steps p{margin:0;color:#697b91;font-size:10px;line-height:1.4}.vc-values{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:11px;gap:11px;margin-top:25px}.vc-values article{min-height:84px;display:flex;gap:10px;align-items:flex-start;padding:13px;border:1px solid #e3eaf2;border-radius:11px;background:#fff}.vc-values article>i{width:26px;height:26px;flex:0 0 26px;display:grid;place-items:center;border-radius:8px;background:#eaf3ff;color:#1677ff;font-size:13px;font-style:normal}.vc-values h3{margin:1px 0 3px;color:var(--ink);font-size:11px;line-height:1.3}.vc-values p{margin:0;color:#6c7d91;font-size:9px;line-height:1.4}.vc-featured{padding:28px 0 31px;background:#f7f9fc}.vc-guide-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:11px;gap:11px}.vc-guide-tile{min-height:139px;display:flex;flex-direction:column;align-items:flex-start;padding:15px;border:1px solid #e1e8f0;border-radius:12px;background:#fff;box-shadow:0 2px 8px #10243e06;transition:transform .16s,border-color .16s}.vc-guide-tile:hover{transform:translateY(-2px);border-color:#a9cbf5;color:inherit}.vc-guide-tile>span{color:#557391;text-transform:uppercase;letter-spacing:.07em;font-size:8px;font-weight:850}.vc-guide-tile h3{margin:7px 0 4px;color:var(--ink);font-size:13px;line-height:1.25}.vc-guide-tile p{margin:0 0 10px;color:#687a90;font-size:10px;line-height:1.45}.vc-guide-tile b{display:flex;gap:8px;align-items:center;margin-top:auto;color:#155ead;font-size:10px}.vc-guide-tile b i{font-style:normal}.vc-update-strip{margin-top:13px;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:17px 20px;border:1px solid #cbdcf0;border-radius:12px;background:#eef6ff}.vc-update-label{color:#376b9b;text-transform:uppercase;letter-spacing:.08em;font-size:8px;font-weight:850}.vc-update-strip h3{margin:3px 0;color:var(--ink);font-size:14px;line-height:1.25}.vc-update-strip p{max-width:730px;margin:0;color:#5e7086;font-size:10px;line-height:1.45}.vc-update-strip>a{flex:0 0 auto;padding:10px 12px;border-radius:9px;background:#fff;color:#155ead;font-size:10px;font-weight:750;box-shadow:0 2px 8px #10243e0a}.vc-common{padding:22px 0;background:#102c49;color:#fff}.vc-common-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}.vc-common .eyebrow{margin:0 0 3px;color:#b9d5f2;font-size:9px}.vc-common h2{margin:0;font-size:18px;line-height:1.2}.vc-common nav{display:flex;align-items:center;gap:8px;flex-wrap:wrap;justify-content:flex-end}.vc-common nav a{display:flex;align-items:center;gap:6px;padding:8px 10px;border-radius:999px;background:#ffffff12;color:#eff6ff;font-size:10px}.vc-common nav a:hover{background:#ffffff22;color:#fff}.vc-common nav a span{color:#a8d0ff;font-size:13px}.vc-home .site-footer{background:#fff;color:var(--text)}.vc-home .footer-brand>p{color:#6c7c90}.vc-home .footer-brand .footer-disclaimer{color:#8290a1}.vc-home .footer-links strong{color:var(--ink)}.vc-home .footer-links a{color:#66778b}.vc-home .footer-links a:hover{color:#155ead}.vc-home .footer-bottom{border-top-color:#e4eaf1;color:#7e8da0}.vc-home .footer-bottom a{color:#62738a}.vc-home .brand-light,.vc-home .brand-light:hover{color:var(--ink)}@media(max-width:1050px){.vc-hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(300px,.92fr);gap:17px}.vc-problem-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.vc-hero-media{min-height:420px}.vc-values{gap:8px}.vc-values article{padding:11px 9px}.vc-guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:800px){.vc-hero{padding:21px 0 25px}.vc-hero-grid{grid-template-columns:1fr;gap:18px}.vc-hero-copy h1{font-size:clamp(35px,7vw,43px)}.vc-hero-lead{font-size:15px;max-width:680px}.vc-problem-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.vc-hero-media{min-height:310px;height:50vw;max-height:400px}.vc-steps{gap:16px}.vc-steps,.vc-values{grid-template-columns:repeat(2,minmax(0,1fr))}.vc-common-inner{align-items:flex-start;flex-direction:column;gap:12px}.vc-common nav{justify-content:flex-start}}@media(max-width:520px){.vc-hero{padding:18px 0 22px}.vc-hero-grid{gap:14px}.vc-hero-copy h1{font-size:35px}.vc-hero-copy .desktop-break{display:none}.vc-hero-lead{margin:9px 0 11px;font-size:14px;line-height:1.48}.vc-trust-points{gap:6px 11px;margin-bottom:12px;font-size:10px}.vc-problem-prompt{font-size:14px}.vc-problem-grid{grid-template-columns:1fr;gap:7px}.vc-problem-card{min-height:58px;padding:8px 10px}.vc-problem-icon{width:34px;height:34px;flex-basis:34px}.vc-problem-copy strong{font-size:12px}.vc-problem-copy small{font-size:10px}.vc-hero-media{min-height:238px;height:63vw;max-height:305px;border-radius:13px}.vc-hero-trust-card{right:9px;top:9px;padding:9px;width:175px}.vc-hero-trust-card p{font-size:9px;margin:4px 0}.vc-hero-media figcaption{font-size:9px;bottom:10px;left:11px}.vc-how{padding:24px 0 23px}.vc-section-title{margin-bottom:15px}.vc-section-title h2{font-size:23px}.vc-steps{grid-template-columns:1fr;gap:12px}.vc-steps li>span{width:28px;height:28px;flex-basis:28px}.vc-steps h3{font-size:12px}.vc-steps p{font-size:10px}.vc-values{grid-template-columns:1fr;gap:8px;margin-top:18px}.vc-values article{min-height:65px;padding:10px}.vc-values h3{font-size:11px}.vc-values p{font-size:10px}.vc-featured{padding:24px 0}.vc-guide-grid{grid-template-columns:1fr;gap:8px}.vc-guide-tile{min-height:105px;padding:13px}.vc-guide-tile>span{font-size:8px}.vc-guide-tile h3{font-size:13px}.vc-guide-tile p{font-size:10px}.vc-update-strip{align-items:flex-start;flex-direction:column;gap:10px;padding:14px}.vc-update-strip p{font-size:10px}.vc-common{padding:20px 0}.vc-common h2{font-size:16px}.vc-common nav{gap:6px}.vc-common nav a{font-size:9px;padding:7px 9px}.vc-home .footer-main{grid-template-columns:1fr;gap:21px}.vc-home .footer-links{grid-template-columns:1fr 1fr;gap:17px 12px}.vc-home .footer-links div:last-child{grid-column:1/-1}.vc-home .footer-bottom{font-size:9px;flex-wrap:wrap}}.case-page{min-height:70vh;padding:26px 0 72px;background:linear-gradient(180deg,#edf5ff,#f7f9fc 250px)}.case-heading{max-width:790px;margin:0 auto 25px;text-align:center}.case-heading h1{margin:0;color:var(--ink);font-size:clamp(34px,4.5vw,48px);line-height:1.08;letter-spacing:-.05em}.case-heading>p:last-child{max-width:680px;margin:12px auto 0;color:#586c83;font-size:14px;line-height:1.6}.case-layout{display:grid;grid-template-columns:minmax(0,1fr) 285px;grid-gap:18px;gap:18px;max-width:1000px;margin:0 auto;align-items:start}.case-card,.case-side-card,.case-side-note{border:1px solid #dfe7f0;border-radius:16px;background:#fff;box-shadow:0 7px 22px #10243e0a}.case-card{padding:24px 28px;min-width:0}.case-progress{display:flex;align-items:center;gap:10px;padding:0 0 20px;border-bottom:1px solid #e8edf3}.case-progress>span{display:flex;align-items:center;gap:7px;color:#8a98a9;font-size:11px;font-weight:750;white-space:nowrap}.case-progress>span:first-letter{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#eef1f5}.case-progress>span.active{color:#175eaa}.case-progress>span.active:first-letter{background:#e7f1ff;color:#1265c0}.case-progress>i{height:1px;flex:1 1;background:#e4eaf1}.case-step{padding-top:23px}.case-kicker{margin:0 0 6px;color:#4776a4;font-size:9px;letter-spacing:.1em;font-weight:850}.case-step h2{margin:0;color:var(--ink);font-size:25px;line-height:1.22;letter-spacing:-.035em}.case-step>p:not(.case-kicker):not(.privacy-notice){margin:7px 0 17px;color:#65768b;font-size:12px}.issue-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px;gap:8px}.issue-option{min-height:46px;padding:9px 12px;display:flex;justify-content:space-between;align-items:center;gap:10px;border:1px solid #dfe6ef;border-radius:10px;background:#fff;text-align:left;color:#334b65;font:inherit;font-size:12px;font-weight:650;cursor:pointer}.issue-option:hover{border-color:#8ab8ed;background:#f7fbff}.issue-option.selected{border-color:#3988df;background:#eff7ff;color:#104f91;box-shadow:inset 0 0 0 1px #3988df}.issue-option>span:last-child{color:#2b75bf;font-size:14px}.case-actions{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:21px}.case-actions .button:disabled{opacity:.45;cursor:not-allowed;box-shadow:none}.button-quiet{border:1px solid #d6e0eb;background:#fff;color:#294760;box-shadow:none}.button-quiet:hover{background:#f5f8fb;color:#123f6b}.case-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:13px;gap:13px}.case-fields label{display:grid;grid-gap:5px;gap:5px;color:#344c67;font-size:11px;font-weight:740}.case-fields input,.case-fields select,.case-fields textarea{width:100%;min-height:46px;padding:10px 12px;border:1px solid #d9e2ec;border-radius:9px;background:#fff;color:#1b2c40;font:inherit;font-size:13px}.case-fields textarea{min-height:100px;resize:vertical}.case-fields input:focus,.case-fields select:focus,.case-fields textarea:focus{outline:3px solid #d6eaff;border-color:#4d96df}.baggage-facts{margin-top:17px;padding:15px;border:1px solid #dce7f2;border-radius:11px;background:#f8fbff}.baggage-facts h3{margin:0 0 4px;color:var(--ink);font-size:14px}.baggage-facts>p:not(.privacy-notice){margin:0 0 12px;color:#65768b;font-size:10px;line-height:1.5}.baggage-facts .case-fields{gap:10px}.baggage-facts .privacy-notice{margin-bottom:0;background:#fff}.case-fields .case-notes{grid-column:1/-1}.privacy-notice{margin:14px 0 0;padding:11px 13px;border-radius:9px;background:#f1f7fd;color:#546981;font-size:10px;line-height:1.55}.privacy-notice strong{color:#274f78}.case-sidebar{display:grid;grid-gap:12px;gap:12px}.case-side-card{padding:19px}.case-side-card .aside-kicker{font-size:9px}.case-side-card h2{margin:6px 0 12px;color:var(--ink);font-size:17px;line-height:1.3}.case-side-card ol{display:grid;grid-gap:12px;gap:12px;margin:0;padding-left:20px;color:#566b83;font-size:11px;line-height:1.5}.case-side-note{padding:17px;background:#f5f8fb}.case-side-note strong{color:#213a55;font-size:11px}.case-side-note p{margin:6px 0 11px;color:#62738a;font-size:10px;line-height:1.55}.case-side-note a{color:#155ead;font-size:10px;font-weight:760}.restored-note{margin:15px 0 0;padding:10px 12px;border:1px solid #d6e7f7;border-radius:9px;background:#f5faff;color:#526980;font-size:11px}.clear-draft,.restored-note button{border:0;background:none;color:#155ead;text-decoration:underline;text-underline-offset:3px;font:inherit;font-weight:700;cursor:pointer}.case-summary{display:grid;grid-template-columns:130px 1fr;grid-gap:7px 13px;gap:7px 13px;padding:13px 15px;margin:16px 0;border:1px solid #e2e9f0;border-radius:10px;background:#f9fbfd}.case-summary span{color:#75859a;font-size:10px}.case-summary strong{color:#2d435d;font-size:11px;font-weight:700}.honest-result{padding:15px;border:1px solid #f0d9a7;border-radius:11px;background:#fffaf0}.status-pill{display:inline-flex;padding:4px 8px;border-radius:999px;background:#fff0ca;color:#8a5c00;font-size:9px;font-weight:800}.honest-result h3{margin:8px 0 4px;color:#5c4519;font-size:15px;line-height:1.3}.honest-result p{margin:0;color:#74684f;font-size:11px;line-height:1.55}.evidence-box h3,.next-step-box h3,.review-title{margin:19px 0 9px;color:var(--ink);font-size:14px;line-height:1.3}.review-list{display:grid;border:1px solid #e1e8f0;border-radius:10px;overflow:hidden}.review-list article{display:grid;grid-template-columns:18px minmax(0,1fr) auto;grid-gap:8px;gap:8px;align-items:start;padding:10px 11px;border-bottom:1px solid #e9eef3}.review-list article:last-child{border-bottom:0}.review-list article>span{color:#7b92a9;font-size:17px;line-height:1}.review-list strong{color:#334b65;font-size:10px}.review-list p{margin:2px 0 0;color:#748398;font-size:9px;line-height:1.45}.review-list small{padding:3px 6px;border-radius:99px;background:#f1f4f7;color:#6b7a8c;font-size:8px;white-space:nowrap}.evidence-box,.next-step-box{padding:14px 15px;margin-top:12px;border:1px solid #e1e8f0;border-radius:10px;background:#fff}.evidence-box h3,.next-step-box h3{margin:0 0 8px}.evidence-box ul{display:grid;grid-gap:5px;gap:5px;margin:0;padding-left:17px;color:#5c6e83;font-size:10px;line-height:1.5}.next-step-box p{margin:0 0 10px;color:#5d7087;font-size:10px;line-height:1.55}.source-links{display:grid;grid-gap:6px;gap:6px}.source-links a{color:#155ead;font-size:10px;font-weight:700}.clear-draft{display:block;margin:13px auto 0;color:#768699;font-size:10px}.case-result-section{margin-top:20px}.case-result-section>h3,.deadline-panel h3{margin:0 0 8px;color:var(--ink);font-size:14px;line-height:1.3}.section-explainer{margin:-2px 0 10px;color:#738297;font-size:10px;line-height:1.5}.fact-list{display:grid;border:1px solid #e1e8f0;border-radius:10px;overflow:hidden}.fact-list article{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 12px;border-bottom:1px solid #e9eef3}.fact-list article:last-child{border-bottom:0}.fact-list strong{color:#334b65;font-size:10px}.fact-list p{margin:2px 0 0;color:#748398;font-size:9px;line-height:1.4;overflow-wrap:anywhere}.fact-state{flex:0 0 auto;padding:4px 7px;border-radius:99px;background:#f1f4f7;color:#6b7a8c;font-size:8px;font-weight:750}.fact-state-present{background:#e9f7ef;color:#28754f}.rights-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px;gap:8px}.rights-grid article{min-height:95px;padding:11px;border:1px solid #e1e8f0;border-radius:10px;background:#fff}.rights-grid .status-pill{font-size:8px}.rights-grid h4{margin:6px 0 3px;color:#334b65;font-size:11px;line-height:1.3}.rights-grid p{margin:0;color:#748398;font-size:9px;line-height:1.45}.evidence-list{display:grid;border:1px solid #e1e8f0;border-radius:10px;overflow:hidden}.evidence-list>div{display:grid;grid-template-columns:16px minmax(0,1fr) auto;grid-gap:8px;gap:8px;align-items:center;padding:9px 11px;border-bottom:1px solid #e9eef3;color:#50647b;font-size:10px}.evidence-list>div:last-child{border-bottom:0}.evidence-list>div>span:first-child{color:#6b8bab;font-size:15px}.evidence-list small{padding:3px 6px;border-radius:99px;background:#f1f4f7;color:#6b7a8c;font-size:8px;white-space:nowrap}.evidence-caveat{margin:8px 0 0;color:#78879a;font-size:9px;line-height:1.5}.deadline-panel{margin-top:13px;padding:14px 15px;border:1px solid #e6d9bb;border-radius:10px;background:#fffaf1}.deadline-panel .status-pill{font-size:8px}.deadline-panel h3{margin:7px 0 4px;color:#5c4519}.deadline-panel p{margin:0;color:#74684f;font-size:10px;line-height:1.55}.next-step-box ol{display:grid;grid-gap:6px;gap:6px;margin:0 0 12px;padding-left:18px;color:#5d7087;font-size:10px;line-height:1.5}.source-drawer{padding-top:10px;border-top:1px solid #e7edf3}.source-drawer summary{min-height:40px;display:flex;align-items:center;cursor:pointer;color:#155ead;font-size:10px;font-weight:760}.source-drawer>p{margin:0 0 8px;color:#748398;font-size:9px;line-height:1.5}.case-utility-actions{display:flex;justify-content:center;align-items:center;gap:20px;flex-wrap:wrap}.case-utility-actions .clear-draft{margin-top:10px}@media(max-width:800px){.case-layout{grid-template-columns:1fr}.case-sidebar{grid-template-columns:1fr 1fr}.case-heading{margin-bottom:19px}}@media(max-width:520px){.case-page{padding:17px 0 50px}.case-heading{text-align:left}.case-heading h1{font-size:32px}.case-heading>p:last-child{margin:9px 0 0;font-size:12px}.case-card{padding:16px 14px}.case-progress{gap:5px;padding-bottom:15px}.case-progress>span{gap:4px;font-size:9px}.case-progress>i{min-width:6px}.case-step{padding-top:18px}.case-step h2{font-size:22px}.case-step>p:not(.case-kicker):not(.privacy-notice){font-size:11px}.issue-options{grid-template-columns:1fr;gap:6px}.issue-option{min-height:44px}.case-fields{grid-template-columns:1fr;gap:10px}.case-fields .case-notes{grid-column:auto}.case-sidebar{grid-template-columns:1fr}.case-summary{grid-template-columns:100px 1fr;padding:11px}.review-list article{grid-template-columns:16px minmax(0,1fr);gap:7px}.review-list small{grid-column:2;justify-self:start}.case-actions .button{min-height:44px;padding:0 12px;font-size:12px}.rights-grid{grid-template-columns:1fr}.rights-grid article{min-height:0}.fact-list article{align-items:flex-start}.evidence-list>div{grid-template-columns:15px minmax(0,1fr)}.evidence-list small{grid-column:2;justify-self:start}.case-utility-actions{gap:7px;flex-direction:column}}.faq-section{margin-top:34px}.faq-section>h2{margin-bottom:14px}.faq-item{border-bottom:1px solid #e2e9f0}.faq-item:first-of-type{border-top:1px solid #e2e9f0}.faq-item summary{padding:16px 36px 16px 0;position:relative;cursor:pointer;color:var(--ink);font-size:16px;font-weight:720;line-height:1.45;list-style:none}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";position:absolute;right:5px;top:50%;transform:translateY(-50%);color:#2577c6;font-size:23px;font-weight:500}.faq-item[open] summary:after{content:"−"}.faq-item summary:focus-visible{outline:3px solid #cfe5fb;outline-offset:3px;border-radius:4px}.faq-item p{margin:0;padding:0 34px 17px 0;color:#536981;font-size:15px;line-height:1.75}.guide-support-image{margin:2px 0 30px;max-width:770px}.guide-support-image img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:16px}.guide-support-image figcaption,.vc-source-feature figcaption{margin-top:8px;color:#728198;font-size:11px;line-height:1.5}.vc-source-feature{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:32px;gap:32px;align-items:center;margin:36px 0 28px;padding:20px;border:1px solid #e1e8f0;border-radius:17px;background:#fff}.vc-source-feature figure{margin:0;min-width:0}.vc-source-feature img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:12px}.vc-source-feature h3{margin:0 0 8px;color:var(--ink);font-size:22px;line-height:1.2;letter-spacing:-.025em}.vc-source-feature p:not(.eyebrow){margin:0 0 12px;color:#596b80;font-size:13px;line-height:1.65}.vc-source-feature a{color:#155ead;font-size:13px;font-weight:760}.vc-source-feature a span{margin-left:5px}@media(max-width:800px){.vc-source-feature{grid-template-columns:1fr;gap:17px;margin-top:27px}.vc-source-feature h3{font-size:20px}}@media(max-width:520px){.guide-support-image{margin-bottom:25px}.guide-support-image img{border-radius:13px}.vc-source-feature{padding:14px;border-radius:14px}.vc-source-feature h3{font-size:18px}.vc-source-feature p:not(.eyebrow){font-size:12px}}